to find the link to Medicare Plans.
Learn about MEDICARE ADVANTAGE, or
Simple Explanation of
Parts A, B, C, and D.
Or go to the Medicare Health
Time to Review Medicare
Part D Plans
Go to the
Medicare (D) Drug Plan Finder
Did you know that
US is only
in life expectancy among the nations!
We wonder why. $
Where Do I Start With Part "D"?
explained on one page.
Understand the maze.
Medicare and Part "D" Prescription
News and Links (below)
Part D Basic Guidelines
How Part D Works - How to change it
Help - I'm falling into the dreaded
15 Things you
today to survive
the doughnut hole, and save on drugs.
Medicare Twilight Zone
do do do do
) do do do
A little comic relief for all those who are
confused by Medicare!
Part D Costs in Easy Chart Form
Medicare Parts A, B, C, D
explained on one page
Medicare Part "D
explained on one page
Two New Medicare Part "D" Tools
the right plan for you.
Part D and
Surviving the Medicare Advantage
Part B Premium
Effect of a Zero Social Security COLA
on Part B
Premiums in Medicare
the wrong Part D Plan for the next year could be a costly
and tragic error.
Are you sure you will have the best 2009 Part D
Plan for your area, at the best price, and one that best meets your
prescription needs? Medicare has a very easy tool that will do that for you. As the editor of
SeniorArk.com, I work with Part D information every day,
have the best 2010 Plan until I use that tool.
Medicare-run, single payer drug plan
A few quick
Links for Part D
Check to see if you qualify for extra help
Part D costs.
With Medicare Part "D"
MEDICARE TWILIGHT ZONE
Humorous article on the utter confusion of Medicare "Parts"
of Part D, doughnut hole, and suggestions
generous. I'm trying to buy my way out of the doughnut
Official Medicare Prescription Drug Information Site
5. If you do not have
excessive property or large bank accounts, you should be
able to get your Part D subsidized by Social Security.
I get about $11,000 per year and my Part D has NO premium NO
deductible, NO gap, and the meds run between $! & $5 per
month (max) each.
Check page 57 in the 2006 Medicare Handbook
"Medicare and You" it has a chart that should answer
your questions. Good luck. You may be able to get help
applying (I did) from
RSVP, they're in the phone book. Cheers, Lee O.
(You will need Acrobat Reader to open this Medicare
publication online. It is free. Click the running
6, BEWARE of people
offering to give you Medicare information for a price.
99.9% of the time this information is available FOR FREE.
These people are looking to make a buck off of you by
selling you convenience.
For that matter, any information
pertaining to government policies or programs is free.
Don't fall for the hype! Rivahcat
IF YOU HAVE CONCERNS
ABOUT PLAN D, WRITE OR CALL YOUR CONGRESSMAN AND SENATOR.
COMPLETE LINKS TO DO THAT CAN BE FOUND AT:
8. Here is an invaluable site
for Seniors who are on Part "D", or buying drugs
independently. It is produced by independent Consumer Reports. It is part of their "Best
Buy Drugs" website.
Specific to those on Medicare
is their "Medicare
Why are seniors paying nearly twice the price
for their prescriptions as veterans, even though the
government runs both programs?
Because Congress specifically prevented Medicare from
negotiating lower drug prices for seniors. In a time of
record budget deficits, that just doesn’t make sense.
to tell Congress to let Medicare get better drug prices for
seniors. (Takes you to a Consumers Union/Consumer Reports
10. A free booklet is
available from the National Pharmaceutical Council
explaining prescription benefits, new Medicare
beneficiaries, choosing a plan and how to appeal when your
drug is not covered. You can order Your Pharmacy Benefit:
Make It Work for You. Call 1-888-878-3256 or
11. Important dates for
the balance of 2008 for Part D
Insurance companies may start marketing their plans.
Medicare releases details of the plans, costs and drugs they
cover. In late October it mails each beneficiary the
"Medicare and You" handbook, a guide to all Medicare
15-Dec. 31: Medicare beneficiaries may enroll in Part D
plans, or switch to new plans. Those already enrolled may
keep those plans or switch to different ones. People in a
plan that is being discontinued may choose a new plan.
January 1 -
March 31 Open enrollment for Medicare Advantage, if you
decide you prefer this to a stand-alone Part D program.
HELP, Medicare •
1-800-633-4227 (TTY/TDD 1-877-486-2048), 24 hours a day.
The changes to Medicare in 2006 that brought us the drug
"benefit" had another increase built in which I was
just made aware of by an article in this Sunday's paper ..
Part B charges
will be tied to your income bracket !!!! .
The article did not state
how/when they would determine your bracket ..
But anyone near a bracket boundary should do some year-end
income planning now if possible.. The article mentioned 2
events that could cause a bracket shift, converting an IRA
to Roth and selling property.. Paul P.
Medicare A B C D Made Simple
14. TO FIND A HEALTH
PLAN Your best resource is still the Medicare
prescription-drug-plan finder -- -- which lets you enter the names of drugs
you take and figure your potential out-of-pocket costs for
the plans in your area.
15. If you are denied
any kind of coverage by Medicare, you have the right to
appeal. Here is the
Medicare webpage you need:
can you do if you are
morning SeniorARK came across an
October 23, 2006 article on the mixed grades Part D
is receiving. In that article we find this statement: "It's a lot of
smoke," said Dr. Aaron Snyder, who works for Kaiser
Permanente. To him, the government is cleverly concealing
the fact that the benefits are relatively modest. To
read the full article click:
Medicare Plan D gets mixed grades
Rocky Mountain News -
Despite Medicare coverage, seniors are not
taking advantage of preventive services and
important screenings that can help detect diseases early.
19. Do you think
there is profit in the Medicare Part D Extravaganza on the
backs of Seniors? Read this from a late October
2006 Stock value assessment of Part D provider,
"OVERVIEW: In 2003, the federal government
passed legislation allowing seniors to obtain medical
coverage through private health insurers under plans
ultimately reimbursed by Medicare
More than half of Humana's profits come from insuring
seniors through government programs, and with Medicare
reforms still in infancy analysts say investors will judge
Humana's third quarter based on margins and enrollment. Both
are tied to the
company's ability to persuade members to switch to a new
type of plan, Medicare Advantage.
Medicare Advantage offers seniors cheaper copays under
programs that restrict choices to certain doctors and
Read recent article (Oct 29) on Part D
THE PRAISES AND PITFALLS OF PART D
21. Disabled and can't get
around. Check into Medicare-approved scooters.
may be fully covered.
seniors know that Medicare covers flu and pneumonia
vaccinations but don't realize they have extra benefits that
became effective Jan. 1, 2005,
Medicare now covers 100
percent of the cost of cholesterol tests every five years
and diabetes screening tests up to twice a year. It also
will cover 80 percent an annual glaucoma eye screening and a
bone mass measurement to check for osteoporosis.
screenings tests covered by Medicare at 100 or 80 percent
include mammography, pap tests, colorectal screening and
prostate cancer. The coverage means Medicare benefits can
help detect disease earlier, reduce infectious diseases and
improve a patient's quality of life.
conditions and diseases have no early symptoms. It's much better to
try to prevent health problems from developing or growing
that treating a disease after it has developed for a while.
These are potentially life saving benefits. We encourage
seniors to take advantage of them. Cancer can grow deep
within a colon, for example, with no symptoms. Regular
testing can reveal colon cancer in earlier more curable
stages. Medicare also will cover 80 percent of the medical
nutritional therapy for persons with diabetes or kidney
If your Medicare Part B coverage begins on or after January
1, 2005, Medicare
benefits cover a one-time preventive physical exam within
the first six months that you have Part B. The exam
will include a thorough review of your health, education and
counseling about the preventive services you need, like
certain screenings and shots, and referrals for other care.
The "Welcome to Medicare" physical exam is a great way to
get up-to-date on important screenings and shots and to talk
with your doctor about your family history and how to stay
preventative screenings are an important aspect of senior
health and committing to a healthy lifestyle.
24. Premiums are
going up on Part D, and there could be
changes as to which prescription drugs are covered in your
If a senior decides to change policies or enroll in the
program for the first time,
Medicare officials urge the action be taken by December 8.
Although the deadline is Dec. 31, applying early will allow
enough time for processing for coverage beginning Jan. 1.
Don't assume that everything is exactly the same as in 2006
with your Part D plan. You need to review it for 2007.
And there may be a better plan for your situation. Go to
prescription-drug-plan finder for
online help from Medicare.
25. No Increase for Medicare Part B Premiums in 2009;
Bill to Improve
Medicare Part D Low Income Subsidy
27. November 1, 2006 - In 13 states next
year, there will be no drug plans that offer coverage in the
so-called "doughnut hole," the drug coverage gap in
the Medicare Part D prescription drug program, for the top
medicines prescribed to seniors, according to a new report
issued today. In 2006, there were only four such states, but
the number of seniors without access to such doughnut hole
coverage will increase from 375,000 to 6.6 million in 2007 -
an 18-fold increase.
In the 37 states and
the District of Columbia in which plans will continue to
offer such doughnut hole coverage, premiums for the
lowest-priced Part D plans will increase by 87.4 percent,
jumping from a median monthly price of $55.08 in 2006 to
$103.20 in 2007 (an increase in annual premiums from $660.96
to $1,238.40). SeniorJournal.com
28. Medicare Part B
New Rules For Beneficiaries With Higher Incomes Frequently
2009 Part B premium depends. on your income for prior tax
waiting for your tip here.
Or submit a
useful link for a links section.
Click here to read SeniorARK explanation of, and
recommendations for Medicare Part "D"
Prescription Drug Part D
most recent articles
older articles in
IF YOU HAVE CONCERNS ABOUT THE MEDICARE PART D PRESCRIPTION
PLAN, WRITE OR CALL YOUR CONGRESSMAN AND SENATOR. COMPLETE
LINKS TO DO THAT CAN BE FOUND AT:
Or you might want to go
the route below:
Why are seniors paying
nearly twice the price for their prescriptions as veterans, even though
the government runs both programs? Because Congress specifically
prevented Medicare from negotiating lower drug prices for seniors. In a
time of record budget deficits, that just doesn’t make sense.
Tell Congress to let Medicare get better drug prices for seniors.
If any links are dead,
they have probably been dropped by the original publisher.
Most recent Medicare and Part D
news listed first.
Date indicates when
posted on this page by SeniorArk
Medicare's Open Enrollment Season Is Coming
Ben Keeton: Something to ponder – will cuts to
Medicare limit access, drive up ...
ElderLawAnswers.com - September 27, 2012
It is that time of year again -- time to reassess whether your
Medicare plan is working for you. Medicare's open enrollment period
runs from October 15 to December 7. During this period, you may
enroll in a Medicare Part D plan or, if you currently ...
KyForward.com - September 27, 2012
In an effort to curb spending, some in Washington have proposed to
change the way the Medicare Part D prescription drug benefit
operates to set prices for prescription medications. However,
studies have indicated that Part D has actually saved money ...
Old folks down South take too many antibiotics new
research shows (Video)
Examiner.com - September 26, 2012
The researchers examined Medicare Part D data from 2007 through 2009
(comprising about 1 million patients per year) to examine geographic
variation in antibiotic use among older adults in 306 hospital
referral regions, 50 states and the District of ...
Top Medicare Drug Plans Jacking Up Premiums By
Forbes - September 25, 2012
Here's a link to the Avalere report that analyzes the so-called
Medicare Part D drug plans that contract with the Centers for
Medicare and Medicaid Services to offer seniors prescription drug
coverage. For example, Humana (HUM) Walmart's (WMT ...
AF patients receive disparate medical therapy for
Cardiovascular Business - September 25, 2012
While pharmacotherapy for atrial fibrillation (AF) varies according
to comorbidity and underlying risk, a study of Medicare Part D
claims data showed that amiodarone was the most commonly prescribed
antiarrhythmic agent at approximately 50 percent.
North Dakota Senate race tightens
Marketplace.org - September 25, 2012
Ryan's budget plan reopens the Medicare Part D “doughnut hole” for
prescription drugs — a range of costs in which seniors are
responsible for paying for all their medications out-of-pocket,
Factcheck.org says. North Dakota, a state that The New York ...
Most Medicare Part D Beneficiaries Not in Low Cost
blog.planprescriber.com - September 25, 2012
Are you one of the 5% of all Medicare Part D
beneficiaries enrolled in Prescription Drug Plans with the lowest
total out-of-pocket costs available?
Part D and Medicare Advantage plan landscape info for
2013 is here!
It's almost time for the Part D and Medicare
Advantage annual coordinated election period, which runs from
October 15 through December 7th. Check out the ...
wnylc.com/health/entry/177/ - September 22, 2012
BBB on Seniors: Medicare Part D, Medicare Advantage
open enrollment rolls ...
Houston Chronicle - September 21,
Because it is so important to review your Medicare Part D plans and
your Medicare Advantage plan (if you have one) every year, I am
repeating the information from last year. This is your opportunity
to review your current health needs and make ...
A bipartisan foul: 'Medicare is going broke'
Washington Post (blog) - September 21, 2012
First of all, there are four parts to Medicare: Part A (hospital
insurance), Part B (medical insurance), Part C (Medicare Advantage —
private plans for parts A and B), and Part D (prescription drug
plans). When asked for evidence of Medicare going ...
Medicare: Vouchers would be a nightmare
Ravalli Republic - September 21, 2012
Beginning in 2006 we seniors were handed an annual nightmare created
by Washington politicians called “Medicare Drug Plan, Part D.” We
were given the privilege of selecting an insurance company to assist
us in obtaining prescription drugs at lower ...
Seniors can get help reviewing Medicare Part D plans
The World Newspaper - September 20, 2012
wanting to compare their plans should visit
www.medicare.gov or call
1-800-MEDICARE. These resources will allow them to easily compare
their current coverage with their medical and financial needs in
order to determine the most suitable option available in their area
Mulka: Medicare benefits from the Affordable Care Act
Summit Daily News - September 19, 2012
Medicare recipients have already received additional benefits since
the ACA has been passed. They are now eligible for free preventive
checkups, including mammograms and colonoscopies. The Medicare Part
D donut hole will gradually be eliminated by ...
Almost half of under-65s skip scripts because of cost
FiercePharma - September 19, 2012
Medicare Part D showed what a difference drug coverage could make in
prescription drug use. With employers cutting back on
benefits--requiring bigger co-pays, for example--drugmakers have
stepped in with co-pay assistance for some drugs to keep the ...
Grappling With Details of Medicare Proposals
New York Times (blog) - September 18, 2012
At this stage of our lives, it's already too late to start building
up an emergency medical fund that's big enough to pay for all the
extra expenses we'd incur,” Ms. Celsi said. ... Though the average
beneficiary in traditional Medicare currently gets
Medicare Part D Costs
medicaremedics.com - September 15, 2012
you have great health, you never know when you may face an illness,
injury, or disease that requires prescription medications.
Shingles Vaccination Not Covered for Some in
Medicare; It is for Some Boomers
SeniorJournal.com - September 14, 2012
... a virus that can lead to long-term nerve damage called
postherpetic neuralgia. All Medicare Part D prescription drug plans
cover the shingles vaccine, which is recommended by the Centers for
Disease Control and Prevention for people age 60 and older.
Medicare Part D » Medicare Supplement - What Where &
September 14, 2012 - For anyone with a
Medicare Advantage plan or Medicare Part D for prescription drug
coverage it is important keep a look out for any changes to your
Romney's Medicare remarks: Would he pass costs on to
seniors or not?
Washington Post (blog) - September 13, 2012
Actually, what you're seeing Medicare today, with Medicare Part D,
the prescription drug benefit, is that Congress, in putting this
together, said, 'Look, we're going to allow companies to compete for
a package of prescription drug benefits.' And the ...
Campaign issue: Long-term care
Minneapolis Star Tribune - September 13, 2012
Ideally, we would have a program analogous to the Medicare Part D
drug benefit or the Medicare Advantage managed-care plan that would
help people to buy affordable insurance from private carriers. The
2010 health-care law did include a long-term-care ...
Betty Berry: Sorting through the alphabet that is
Medicare takes work
Ventura County Star - September 12, 2012
Medicare in 2006 added prescription drug coverage known as Medicare
Part D. This plan assists Medicare beneficiaries with the cost of
prescription drugs. Medicare beneficiaries pay a monthly premium for
these plans plus a co-payment for the ... (also read SeniorArk
How Is Your Medicare Drug Plan Like Your Cable
Kaiser Health News - September 12, 2012
Boston University economist Keith M. Marzilli Ericson finds the same
thing going on in Medicare prescription drug plans. Stick around too
long in the same Medicare Part D plan and your premiums will be
about 10 percent higher than if you switch to a ...
Barnidge: It wasn't easy making Medicare this
Inside Bay Area - September 11, 2012
"Part A is the original part, and that's hospital insurance and a
few related things. Part B is medical, basically doctors and
outpatient services. Part C is an alternate way to get your benefits
through what's known as Medicare Advantage. Part D is ...
Open enrollment starts in October for Medicare
NorthJersey.com - September 10, 2012
Open enrollment commences Oct. 15, and runs through Dec. 7, 2012
this year. It applies only to people with Medicare Advantage Plans
or Part D, the Medicare Prescription Drug Plan. It does not apply to
your Medicare Supplement policy or your group ...
Retirees' new pastime: Cutting costs in all sorts of
USA TODAY - September 9, 2012
For example, someone living in Lafayette, Calif., with no mail order
co-pay and Medicare Part D covering the deductible can save $63 on a
90-day supply of Atorvastatin, the generic form of Lipitor, vs.
filling the prescription at a pharmacy during the ...
Allsup Explains What's New for Medicare Annual Open
U.S. Politics Today - September 8, 2012
The law also has helped nearly 5.4 million people with Medicare save
more than $4.1 billion in out-of-pocket expenses on prescription
drugs as it closes the Medicare Part D donut hole, according to the
U.S. Department of Health & Human Services (HHS).
Maximizing Medicare prescription drug coverage
Bandera County Courier - September 7, 2012
Fortunately, there is a voluntary program called Medicare Part D
that helps beneficiaries pay for their prescription drugs.
Beneficiaries can access prescription drug coverage either from a
stand-alone Part D prescription drug plan or from a Medicare ...
What to Know About 2012 Medicare Open Enrollment
NASDAQ - September 6, 2012
What changes will there be to open enrollment for Medicare Part D
and Medicare Advantage plans this year? When do I need to decide on
my 2013 plan? After some big Medicare changes last year, such as
expanding preventive-care benefits and bumping ...
Starwatch Consumer | Refunds on way to cover CVS
Medicare price error
Kansas City Star - September 5, 2012
More News. Refunds on the way. The Federal Trade Commission said it
was mailing refund checks to 13,000 Medicare Part D beneficiaries
who were overcharged for drugs because a CVS Caremark Corp. business
understated the price of the medications.
What to Know About 2012 Medicare Open Enrollment
Kiplinger Personal Finance - September 5, 2012
The Centers for Medicare and Medicaid Services estimates that the
average premiums for Part D plans will continue to be about $30 per
month, essentially the same as last year's average cost. But, as
we've seen in the past, plans can make other changes ...
Uncle Sam barred from bargaining Medicare drug
prices, Senate candidate ...
PolitiFact - September 4, 2012
When it comes to the massive Medicare Part D prescription drug
program, you'd think Uncle Sam would have pretty good leverage in
negotiating drug prices. But the government is actually barred from
doing such bargaining, according to Democratic ...
Covering the Bases: A closer look at what Medicare
Part D covers
CapitalGazette.com - September 3, 2012
Medicare does not cover medicines for weight gain or weight loss;
Medicare does not cover erectile dysfunction medicines; Medicare
does not cover medicines used for cosmetic purposes (such as Retin-A
to smooth facial wrinkles); Medicare does not cover ...
If any links are
dead, they have probably been dropped by the original publisher.
Most recent Part D news listed
See Older Medicare and Part "D" articles in