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  Page updated: Wednesday, April 28, 2010

 

Remember - -Information on Medicare empowers you to make the right choices!

Important Dates:

*October 15 > December 7 each year: You may (1) change your Medicare advantage plan back to traditional Medicare only between October 15 and December 7. You may (2) change from traditional Medicare to a private Medicare Advantage Plan only between October 15 and December 7.You may (3) also select a different Medicare Advantage or Part D Drug plan between October 15 and December 7. (These new dates apply to 2010)

*January 1 > March 31 each year: You may change to another "like-kind" Medicare Advantage insurance company, BUT NOT BACK to traditional Medicare. "Like-kind" means that if, for example, your existing Medicare Advantage plan also includes Part D coverage, then your switch during this later period can only be to another plan that also covers Part D.

 

Which 2010 Medicare Advantage Plan, or Part "D" Plan is best for my medical needs and my medications?

. REMEMBER: Insurers can radically change the conditions and details of their plans every year, and this year they have done it with a vengeance. You must check them out every year.

It is nearly impossible to know if you have the best Part , or Medicare Advantage Plan, at the lowest price, that covers your prescriptions and medical requirements - - unless you have the right tool.

WARNING-1: Do not use any private search tool to make your choices, since most of them only include plans on which the private site owner can earn a commission. There may be a "best-choice" plan for your needs that you will never see at those sites. Click the appropriate bar below and go directly to the correct search page at the Official Medicare site.

WARNING-2: Be very careful with any information you receive at meetings held by individual insurance companies. That pleasant person who is telling you about how great their programs are - - is most likely a commissioned salesperson - -ON A FAT COMMISSION. I attended one on November 17, 2009, and heard several incorrect representations. If you believe that you have been mislead at one of these meetings, call Medicare and report it. These folks are mostly honest, but it is hard not to slant the information when looking at a fat commission.

 

Here is the right tool

The absolute best tool for finding the right "Medicare Advantage Plan", or the right Part "D" Plan is the one offered by Medicare.gov below.

 

Click the appropriate banner below to make your comparisons.

These banners will take you to the correct page at Medicare.gov

 These banners will take you to the correct page at Medicare.gov

Learn more at our Main Medicare Page   

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