You can retire at any
time between age 62 and full retirement age.
However, if you start benefits early, your
benefits are reduced a fraction of a percent for
each month before your full retirement age.
chart below lists age 62 reduction amounts
and includes examples based on an estimated
monthly benefit of $1000 at full retirement age.
Click on your year of birth to
find out how much your benefit will be reduced
if you retire between age 62 and full retirement
If your birthday is on January 1st, we figure
your benefit as if your birthday was in the