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PART D 2015

Updated October 29, 2014


Important Note: Part D monthly premiums range from approximately $0 to well over $100.00. Coverage will vary based on the premium charged. These charts assume that your plan follows the minimum Medicare Part "D" Model. You may select a plan with higher or lower premiums that change some of the numbers in the chart below. You need to carefully review the details of each company offering coverage in your state between October 15 and December 7 every year. Go to  Part D Plan Finder  to see which premium and plan is best for your situation and medications. The chart below shows the basic guidelines.  Extra-Help programs are available based on financial need.  Check at this  website.  Your drugs may cost as little as NOTHING.

2015 Part D Highlights

Initial Deductible:
will be increased by $10 to $320 in 2015

Initial Coverage Limit:
will increase from $2,850 in 2014 to $2,960 in 2015

Out-of-Pocket Threshold:
will increase from $4,550 in 2014 to $4,700 in 2015

Coverage Gap (donut hole):
In 2015, Part D enrollees will receive a 55% discount on the total cost of their brand-name drugs purchased while in the donut hole. The 50% discount paid by the brand-name drug manufacturer will still apply to getting out of the donut hole, however the additional 5% paid by your Medicare Part D plan will not count toward your TrOOP. Enrollees will pay a maximum of 65% co-pay on generic drugs purchased while in the coverage gap.

Minimum Cost-sharing in the Catastrophic Coverage Portion of the Benefit**:
will increase to greater of 5% or $2.65 for generic or preferred drug that is a multi-source drug and the greater of 5% or $6.60 for all other drugs in 2015

Maximum Co-payments below the Out-of-Pocket Threshold for certain Low Income Full Subsidy Eligible Enrollees:
will increase to $2.65 for generic or preferred drug that is a multi-source drug and $6.60 for all other drugs in 2015



Committing to the wrong Part D Plan for the next year could be a costly and tragic error. Are you sure you will have the best Part D Plan for your area, at the best price, and one that best meets your prescription needs? Medicare is making available a tool that will help you to know for sure. It will enable you to see the best plan, for the best price, that meets your unique prescription needs in your area. SeniorArk is proud to present links to this tool to help you find your way through the maze of Part D. As the editor of SeniorArk.com, I work with Part D information every day, and I'm not sure I will have the best Plan until I use Medicare's tool.  Use this tool now at Medicare-Part D Plan-Finder.

Some Part D enrollment tips


Also see:  Part D In Chart Form,

All about Part D and Medicare Survive a Fall into the Doughnut Hole   Medicare Twilight Zone


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