| Home | Why? | Tip Topics | Links |  News  | Photos/Contact | Message Post | Recipes | Site Map |

.

 Congratulations!  You have found the most comprehensive independent "over 50" site on the web!!  You, or someone you love, will benefit from:  www.SeniorARK.com  Thousands of valuable Money-Saving Tips and Links to help Seniors and Caregivers Survive retirement! 

And it's FREE

I need to save money on Utilities            I need help as a Caregiver.              Who are you anyway ?

take me to some humor    Health pages on SeniorArk?    health tips   -   health links   -   medicare

 

        

50 Tips for Frugal Living

(Read the complete article, along with examples, tips, and discussion at:

The Cheapskate Guide: 50 Tips for Frugal Living)

(picture added by SeniorArk)

I am fairly frugal (though not always), but sometimes I take it too far: I have T-shirts with holes in them, I never buy new clothes, weíre shopping for a new couch because our current one has holes in it, and I ran my current pair of running shoes until the soles fell off.

However, I have gradually learned to be frugal in many ways that I would recommend to others. I donít think you should have holes in your couch, and you should definitely replace your running shoes more often than I do, but there are many ways to cut back on spending and live a more frugal lifestyle.

Why live frugally? First, because it allows you to spend less than you earn, and use the difference to pay off debt, save or invest. Or all three. Second, because the less you spend, the less you need to earn. And that means you can choose to work less, or work more but retire early. Or take mini retirements. You have more options with a frugal lifestyle.

I know what Iím going to hear in the comments, because itís been done repeatedly with my other frugal articles: I have no life. This is boring. I might as well live in a box. You have to enjoy life sometimes.

All of which you might believe, but I believe I do have a life. A great one. One where I spend time with my family, where I have conversations and read and get outside and do things that are fun and exercise and focus on whatís important and spend my free time the way I want. This is a good life. Read this article for more.

So, if youíd like some tips on frugal living, here are just a few, from a cheapskate. I should note that I do most, but not all, of these tips.

  1. Go with one car.
  2. Go with a smaller house.
  3. Go with a smaller car.
  4. Rent rather than own.
  5. Look for used first.
  6. Eat out less. .
  7. Eat out frugally.
  8. Brown bag it to work.
  9. Adopt a minimalist wardrobe.
  10. Stop online impulse buys.
  11. Donít shop.
  12. Use a 30-day list.
  13. Cut out cable
  14. Use the library.
  15. Find free entertainment.
  16. Frugal exercise.
  17. Stay healthy.
  18. Commute by bike.
  19. Carpool or ride the bus.
  20. Walk.
  21. Sell your clutter.
  22. Frugal gifting.
  23. Quit smoking.
  24. Alcohol in moderation.
  25. Sweets in moderation.
  26. Drink water.
  27. Batch your errands.
  28. Stay home
  29. Stop using credit cards.
  30. Cancel subscriptions.
  31. Make your own.
  32. Do it yourself.
  33. Stop paying interest.
  34. Reduce convenience foods
  35. Travel frugally
  36. Cut the cell phone.
  37. Cut your own hair.
  38. Maintain stuff.
  39. Save energy.
  40. Save gas.
  41. Only buy bargain clothing (when you need clothes).
  42. Telecommute.
  43. Plan ahead
  44. Cook ahead.
  45. Wash clothes less.
  46. Sun-dry clothes.
  47. Eat less meat.
  48. Save on groceries.
  49. Frugal Christmas.
  50. Eat a cheap breakfast.

Read the complete article, along with examples, tips, and discussion at:

 The Cheapskate Guide: 50 Tips for Frugal Living

 

.

Where can I find -- a great home -- in a great town --  for less than $50,000?

  Search for any word on this SeniorARK site

 

       Click to add SeniorArk to your favorites!  

 

www.SeniorARK.com                                        email: SeniorARK@aol.com