(5)
Go to Realtor.com
and check out Palm
Bay, FL, if you have considered Florida. Housing
there has gone down by 50% in the last 2 years. Watch out
for harmful drywall produced in recent years in China. There
can be serious health risks from that product. This SHOULD
be revealed on each listing, but ask the Realtor about it on
any house you have serious interest in buying.
(4) Hello Bob, and SeniorArk readers,
I would
like to share what my wife and I chose to do when we
retired. I realize what we did is not for all, but it helped
us to stretch our dollars in retirement. I lived in a small
town called Havre de Grace Maryland before we retired. I
knew in retirement it would be hard for us to live when I
still owed a mortgage on my home and the cost of living in
Havre de Grace was out growing my retirement.
7 years before I
retired, my wife and I started to investigate different
areas on the internet which we would like to retire to. With
all the things considered (Taxes, Hospital care,
transportation, housing, etc) we chose
Seaford DE.
At the time, it seemed to be the best area for us and so far
has been just that.
We sold our home
and reinvested our profit into a doublewide home in a
community called (The Village of Cool Branch). The home cost
$74,000 which we paid for in full with money left over. Our
ground rent cost $302.50 per month and this includes the
water,sewer and garbage pick-up. We have an swimming pool in
the community and
many nice neighbors of good
back ground around us from PA,MD, VA, NY, RI, NJ. There are
senior centers in the near area for activity. Many good
place to eat at good prices.
In Delaware the
first $12500 of your retirement is not taxed, Social
Security is not taxed. The property tax on a average 3 bed
room home is only about $500.00 per year. Your license tags
for your car is only $40 per vehicle.
Bob, it is a great place to
retire. 26 miles from the beaches, not far from Baltimore or
Washington DC or other big cities on the Eastern Sea board.
There is no sales tax in Delaware. Really has worked well
for my wife and I. Thanks, Vernon, Seaford, DE
(3) You should try searching out small towns.
Where I was raised, southern Illinois, my hometown, Royalton,
has a population of 1200 people (the same number as when I was
growing up). It used to be a coal mining town. It is 18 miles
from Carbondale and Southern Illinois University. You can buy
a nice livable home there for 25K!!! That's what the last
buyer's of my folks home paid. Full basement, furnance, 2 bed
1 bath, garage, outbuilding, huge yard and nice, friendly,
helpful neighbors. Plus the whole area is dotted with small
towns like mine and very affordable housing. You can even find
a rental for $300 a month.
Thanks for reading this and if I have helped one person, it
was worth it. God Bless and remain in Peace Dave
Browning, San Diego |
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(2)
Have a
look at Thomaston, GA.
http://www.cityofthomaston.com/ official site. Town is
pleasant, home prices are low, Atlanta is 60 miles away. The
chamber of commerce has put together a nice description on
this page:
http://www.thomastonchamber.com/tourismwelcome.asp. T.D.
(1)
Great Retirement Housing on Less than a Shoestring
Are you entering
retirement fearing that you may not be able to make ends meet?
You have a "little" equity in a
home, or "some" savings but are paying rent. Or no savings and
are paying rent. You know that you can't afford to stay in the
high-cost area where you have been, but don't know where to
go?
One of our
volunteers faced the exact same situation, and has created a
special SeniorArk feature to show you what he and his wife did
about housing as they entered retirement.. This section is
probably not for those with lots of options. It is about going
back to basics in housing in order to survive in retirement.
No, he doesn't live in a van---down by the river. He lives in
a nice home in a wonderful community. This
article shows us that there are affordable places for
retirees to live.
Read:
Great Retirement Housing on Less than a Shoestring
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