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Saturday January 28, 2012

SPRING is only 52 days away - - bring it on !

Scene is in New Wilmington, PA,

very near SeniorArk's home office

 

This SeniorArk.com Home Page  is one of the most valuable pages a Senior can read each day.

is a free, volunteer site, BY SENIORS, FOR  SENIORS.  But you may find that our Senior survival tips have considerable value for children of
all ages. We are not a dead, static senior citizen site, but are updated
EVERY DAY, including most holidays. SeniorARK was begun in November 2005. By January, 2012 we are only completing the foundation, but we already receive over 100,000 visits per month from inquiring, and sharing, Seniors. (165,581 in a recent month) You have created hundreds of pages, chock full of over 4,999 links, tips, and other resources to help our generation cope with the inevitable challenges that come in retirement.

We believe that surviving in retirement does not rely on one "silver bullet", but instead is the result of doing many things a little better. As we share our tips and information with each other, we can build a sturdy SeniorARK for everyone. By its nature, SeniorARK will always be under construction.  Please be one of the Senior builders of SeniorARK by your sharing.

 

Remember: AMATEURS  built the ARK--- PROFESSIONALS  built the TITANIC.

WE KNOW YOU HAVE THE ANSWERS. LET'S SHARE THEM WITH EACH OTHER!

YOU ARE THE PULSE OF SENIORARK. PLEASE SEND YOUR COMMENTS, SUGGESTIONS, TIPS, RECIPES, HOBBIES, HUMOR, AND LINKS TO: seniorark@aol.com  

 

CURRENT COMMENT (OR IS IT A RANT?) FOR OUR READERS

We have always had an EDITOR'S page with an explanation of how and why this site was begun. But now, in addition, we will produce a special EDITOR'S DAILY COMMENT. On that page you may find timely information on anything from a threat to Social Security or Medicare, to how our editor is feeling today, or how the weather is developing around our headquarters, or why we support a critical upcoming vote in Congress.

We hope you will make the page a part of your daily online activity. We will change the comment every 2 to 3 days. There will be important links to information on your health, Medicare, Social Security, money, and much more. A special email address will be provided for your important feedback. And we encourage your feedback. Plug in and become an empowered Senior!

 

This Current Comment, below, is posted for January 25 - 31 2012

 

YOU HAVE THE POWER - - IF YOU USE IT !!!!!

 


 

What are folks paying for homeowner's insurance in your state? Are rates going up or down in your state? What is the national average? Here are the answers.

 

 

DID YOU KNOW?

War Costs Dominate Our Growing National Debt

Posted by SeniorArk January 27, 2012 - The cost to the United States of the wars in Iraq, Afghanistan, and Pakistan over the past 10 years has been somewhere between $3.2 and $4 trillion dollars, according to a study released this week by the Eisenhower Research Project, based at Brown University in Providence, Rhode Island. A report on National Public Radio's All Things Considered, meanwhile, quoted a former Pentagon official's estimate that the cost of air conditioning alone for U.S. personnel in Iraq and Afghanistan runs to more than $20 billion a year. "The human and economic costs of these wars will continue for decades, some costs not peaking until mid-century," according to the "Cost of Wars" report, done by more than 20 economists, political scientists, and other specialists. It continues, Many of the wars' costs are invisible to Americans, buried in a variety of budgets, and so have not been counted or assessed. The cost of treating wounded soldiers will continue for many years, and may approach a trillion dollars by itself.

New rule: Airlines must now disclose taxes and fees in ads

Salt Lake Tribune - January 25, 2012

Starting on Thursday, January 26, airlines are required by the Obama FAA to include taxes and fees with their advertised fare prices. The U.S. Transportation Department's new rule will eliminate the asterisk pointing to a paragraph of additional taxes and fees in most airline ads.

Gingrich reveals income, but not how he earned it

Atlanta Journal Constitution -

By BRETT J. BLACKLEDGE AP WASHINGTON - Yes, Newt Gingrich beat Mitt Romney to the punch by releasing his most recent tax returns. But Gingrich still hasn't disclosed how he earned most of his $3.1 million.

First-Class Mail Rate Increased Sunday

Patch.com 

The cost of a stamp will rise to 45 cents, as the US Postal Service tries to overcome a $5.1-billion loss in 2011. By Lauren Padgett Stamp prices rose effective Jan. 22, 2012.

102 Things You Should Not Do If You Hate Taxes/Government

January 18, 2012 - A reader sent us this slightly funny, but very serious list of things you should not do if your hate taxes, or government, or think government is just "in the way".

 

THIS  IS THE  "EXPOSE  POLITICAL  MISINFORMATION  BOX"

 

* PRESIDENT OBAMA'S RELIGION:   THE LIE:  Obama is a Muslim.

 THE TRUTH:  Obama is a Christian. Before becoming President he was an active member of Chicago’s Trinity United Church of Christ for 20 years. President Obama has said: "I’m a Christian by choice. My family didn’t ... frankly, they weren’t folks who went to church every week. My mother was one of the most spiritual people I knew, but she didn’t raise me into church. I came to my Christian faith later in life. ... It was because the precepts of Jesus Christ spoke to me in terms of the kind of life I would want to lead. Being my brother’s keepers ... treating others as they would treat me ... also understanding that Jesus Christ dying for my sins spoke to the humility we all have to have as human beings. ... We’re sinful, and we’re flawed, and we make mistakes, and we achieve salvation through the grace of God. ... We can still see God in other people and do our best to help them find their own grace. So that’s what I strive to do and pray to do every day. ... I think my public service is a part of that effort to express my Christian faith."

 

*A SHOCKER ON  GASOLINE PRICES:   THE LIE:  Gas prices at the pump are high because of Obama's regulations and his attitude toward producing more oil.

 THE TRUTH:  We have a surplus of gasoline, diesel fuel, and airline fuel. So much, in fact, that these products were THE LARGEST EXPORTS FROM AMERICA TO OTHER COUNTRIES IN 2011. Gasoline prices are high in the U.S. because producers are causing a shortage by EXPORTING it to FOREIGNERS. So much for energy companies working to make us energy-independent!

IS THIS THE REAL "MISSION ACCOMPLISHED"?

Source: America's top export in 2011 was . . . fuel?
Washington Post -‎December 31, 2011
Fuel is now the top US export. The Associated Press reports that America is on pace to ship out more gasoline, diesel and jet fuel than anything else in 2011...
 

* TAXES AND JOB CREATION:  THE LIE:  President Obama has destroyed job creation because he continually has been raising taxes.  THE TRUTH:  The President is responsible for middle-class tax cuts of at least $240 billion his first year in office, has continued the give-away Bush tax cuts for the rich, and passed 17 tax cuts for small businesses. Currently he is proposing continuing the existing cuts for 2012, or even reducing further the payroll taxes on the first $106,800 that every American earns.

Jobs were lost at a rapid pace for only the first few months after Obama became President (January 2009). This was caused by the momentum of the near depression he inherited. Since the first quarter of 2010, there has been an increase in private sector employment EVERY MONTH. (Click graph to enlarge the facts.)

Jobless claims drop to near four-year low

msnbc.com - January 20, 2012

The Labor Department reported that seasonally adjusted jobless claims fell 50000 in the week ended Jan. 14, to 352000 from a revised 402000 the prior week. ...

It is critical that we Seniors listen very carefully to what is being said during the coming election year. Misinformation is presented, repeated endlessly, and then accepted as the gospel truth by millions. SeniorArk will try to stay on top of this, AND PRESENT THE TRUTH IN THIS GREEN-BORDERED BOX NOW, AND ALL THROUGH 2012. Armed with the truth, Seniors can make informed decisions next November. Find it here.

CLICK HERE TO READ EARLIER LIE/TRUTH ITEMS

 

* - YOU CAN HELP TO ROOT OUT MEDICARE FRAUD

Seniors can be of great help in saving money for our health system by reporting FRAUD.

WHAT IS MEDICARE FRAUD? Fraud occurs when someone intentionally falsifies information or deceives Medicare. Abuse occurs when doctors or suppliers don’t follow good medical practices, resulting in unnecessary costs to Medicare, improper payment, or services that aren’t medically necessary. A complaint about the quality of care you got from a doctor, hospital, or other provider or facility is not considered fraud or abuse. If you have a complaint about your quality of care, please click here.

Examples of possible Medicare fraud are:

  • A healthcare provider bills Medicare for services you never got.

  • A supplier bills Medicare for equipment you never got.

  • Someone uses another person’s Medicare card to get medical care or equipment.

  • Someone bills Medicare for home medical equipment after it has been returned.

  • A company offers a Medicare drug plan that hasn’t been approved by Medicare.

  • A company uses false information to mislead you into joining a Medicare plan.

Read complete Medicare article on Preventing Medicare Fraud and Abuse

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Seniors, always remember, if you are EVER in need of ANYTHING,   

email: seniorark@aol.com   We may not be able to help, but we WILL TRY.

And we WILL answer your email. Email us--we want to be bothered.

 

 

 

 

Most Amazing High Definition Image of Earth Ever Produced January 26, 2012 - A 'Blue Marble' image of the Earth taken from the VIIRS instrument aboard NASA's most recently launched Earth-observing satellite - Suomi NPP. (Image credit: NASA/NOAA/GSFC/Suomi NPP/VIIRS/Norman Kuring)

view more detailed earth images

 

January 25, 2012 - New USDA ‘Plant Hardiness’ Map Shifts Temperature Zones North  Reflecting the reality of global warming, the USDA has just published a new Hardiness Zone Planting Map for 2012. Many areas are now able to plant species that have not been recommended in the past for their zone. Click link below to view larger map, and to search your zip code for your zone. Then click "back arrow"< on your browser to return to SeniorArk.com.

http://planthardiness.ars.usda.gov/PHZMWeb/

 

Posted by SeniorArk January 24, 2012. A statue of former Penn State football coach Joe Paterno is adorned with flowers and other mementos as fans pay respects to the winningest football coach in college football history on the Penn State campus in State College, Pennsylvania. Paterno, who died on January 22nd, won 409 games for Penn State as their head coach for 46 years. 'UPI/George Powers

 

 

 

 

SOME SENIORARK FEATURES

Senior Tips Links -  Fun - Humor

 Videos  -  Adventure

 

20 TOP Weekly Travel Deals

Over 4,999  Senior Citizens Links

 Links to 33 Major News Sources, plus

Today's Senior  Health and World News 

The most complete current news on Medicare and

Social Security that you will find---ANYWHERE!

Huge Caregiver Resource

 

57 Hobby Tips and Ideas for Seniors

Senior Inspirational Messages 

This Week: "Is Nothing a Miracle?  Is Everything a Miracle?" 

  Hundreds of pages, growing daily.

       Chock full of information for Senior survival and fun in retirement.

  SOME  RECENT  PAGES

       H: humor  U: updated  P: Pictures

    102 Things Not To Do if You Hate Taxes
    Laugh at Crazy Product Labels
    Those Crazy Mailboxes (such imagination!)
    Finding Winter Light    when the days shorten
    Seniors and the 2012 Election
    Seniors: Be outraged - Save Medicare
    Find New Life! - Beat Your Addiction - Today!
    Why I should write a daily gratitude list
    SeniorArk Editor's Daily Comment Page

 

 

 

 

 

 

 

 

 

 

 

 

  Funny Stuff Seen on Signs - Have a Laugh
  Funny Double-Takes- WHAT was THAT?  H, U, P
  SeniorArk needs your advice  U
  Stretch you Prescription Drug Benefit
  Save Your Life - - Get a Carbon Monoxide Alarm
  The New Retirement Mecca. WHY?  U
  U.S. # 41 in Life Expectancy U
  Do-It-Yourself Home Energy Audit
  Top 10 health mistakes made by Seniors
  Change those smoke detector batteries NOW
  Is it the FLU or a COMMON COLD?
  Save $$ with "Do-It-Yourself Home Energy Audit"
  Pittsburgh reinvented by GREEN TECHNOLOGY

  Wholesale Natural Gas at multi-year low.

   Why are you not benefiting???  U

  Retire to great town for less than $50,000
  10 Social Security Facts You Need to Know

 Eastern Standard Time>>

MiamiPittsburghAtlanta,

BangorNew York, Quebec, Toronto, HavanaColumbia, Peru, Jamaica, Boston Detroit, Louisville, Washington, D.C. 

New Castle, PA

____

See Your sunrise/sunset

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 Click -  Accuweather

Click - Today's high temps

Click - Today's low temps

 Click - Today's Air Quality

Click - Current Radar Loop

 

  

    At 92 she beat stage IV cancer

Her Oncologist gave her little hope for recovery, but  the cancer vanished. Was it God, the doctor, resveratrol or carboplatin? You tell me.

 A story of great hope for all who are fighting this terrible affliction.

 

    94 Ways to Save Money on Utilities TODAY

     LATEST Medicare and  part "D" NEWS

     Major Health News Section

    Our daily search on the web for the

           latest news of value to seniors

     Avoid medication errors

     Housing on Less than a Shoestring

     15 Bohemian Bargain Cities - Forbes

    Survive a fall into the "doughnut hole"      

    Senior Citizen Help with utilities

     PART D - total 2010 information

    10 ways to get a reduction on your real

           estate tax

    Seniors need a decent COMPUTER 

     Read why you will want to print a free:

           **Personal Medical Organizer

           **Prescription Organizer  

      SeniorArk needs your advice today      

      LIHEAP Home Energy Saving Tips  and for more

       savings see  Senior Utilities Tips

 

     Fighting Cancer: Is this a Miracle Substance?

 

 

 

___________________________________________

 Updated: Friday January 27, 2012

 

Did you read something on this page, and now it's gone? If so, you will probably find that it has been archived to this page.

 

TODAY'S IMPORTANT NUMBERS  -   Friday January 27, 2012 ***********************************************************

*

style='font-size:9.0pt;'>The Gross National Debt

     January 2001 the national debt was  $5,728,195,796,181

     January 2009 the national debt was  $10,656,877,048,913

* 3 - Most abundant elements in known universe: hydrogen, helium, oxygen. (BBC News, Science and Environment)

* 3,000 -  Approximate number of people killed by terrorists on 9/11/2001

* 300,000 -  Approximate number of Americans killed BY GUNS, BY EACH OTHER, AT HOME, since 9/11/2001.

* 37 Days - Time it takes for 3,000 Americans to be killed by guns at home by each other.

* 1 - There is only one way to say RE-COG-NIZE. Reconize does not exist.

* 1 - There is only one way to say NU-CLE-AR. Nucular does not exist.

*  #1 offender - Wal-Mart is #1 with employees receiving state-funded health care in every state that released the data.

* 70% - Of all products sold at Wal-Mart are imported from China, the largest Communist country in the world.

* $600 Billion - We will borrow from Chinese Communists because we extended tax cuts to the top 1% of Americans

* 17.4 million. American homes that have difficulty putting food on the table every day.

* 46 million - Americans living in poverty.

* 40 - American billionaires who have agreed to donate half their fortunes to charity

* 85% - Seniors who already receive Social Security benefits electronically (no paper check)

* 20 million $$ - Amount Sarah Palin has "cashed in on" since her 15 minutes of fame. So much for so little.

* 10,000 - Number of boomers who begin collecting Social Security every day

* All but 4 - Number of Republican Representatives who voted to end Medicare with a voucher instead in 2011.

* 0 - Number of Democrats who voted to end Medicare with a voucher instead.

* 211 - Average days from layoff to finding a new job in the current economy

* 3,000,000 - Soft drink vending machines in the U.S. One for every 100 people.

* 237 - Miles the average European walks per year

* 87 - Miles the average American walks per year

* Don't ask, don't tell - Miles I walk per year

* 27% - Gift cards never redeemed in the U.S.. Over $8 Billion worth of gift cards were never used from 2006.

* $700 - $1000 per MONTH. Amount Medicare Advantage insurers are paid by Medicare for your care.

* $772,000,000 - Amount AARP was paid by health insurance companies in 2008. Beware their opinions on this subject.

* $15,000-plus  - Average 2011 cost for an employer-based family health insurance policy

* 35 cents - amount health insurers want to pocket for every health insurance dollar received

* 2.1 - USA spends $2.1 trillion/year on health care. Double per person spent in any other country.

* 45 million - # of Americans on government-run health insurance - It's called Medicare!

* 46 - years Medicare has served the needs of America's Seniors - July 30, 2011 > 46th birthday

* 43rd - U.S. life expectancy - 42 nations are higher. We wonder why this is so.

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Do you know there are now 9 news sections on www.seniorark.com?

Volunteers scour the web EVERY DAY to find the most important and interesting articles for Seniors

***********************************************************

Primary News Sections

·    The Home Page you are now viewing, for the very latest news for Seniors

·    The "News" page for today's news on health and other items of interest

·    Up-to-date news on Medicare, including Part D information (last section)

·    Up-to-date news on Social Security, including other pension related news (last section)

·    News on Senior Health Issues, (last section), older than the current "news" page

Archived News Sections - Articles you remember reading somewhere, but can no longer find.

·    Hot News items that have been moved very recently from the page you are now reading

·    Older Medicare News

·    Older Health Articles with summary

·    Older Health Articles listed, without a summary

 

SOME SIGNIFICANT RECENT NEWS HEADLINES - from the web:

(Green indicates a health article) For todays headlines, please go to NEWS.

 

2012 Medicare debate is all about the baby boomers

The Associated Press -

WASHINGTON (AP) - Baby boomers take note: Medicare as your parents have known it is headed for big changes no matter who wins the White House in 2012.

New Census Figures Highlight Older Adults' Financial Struggles
MarketWatch
9, 2011 /PRNewswire via COMTEX/ -- New Poverty Rate More Reflective of Economic Realities for Seniors; Tied to Increased Health Care Costs New poverty figures released this week by the US Census Bureau show a large increase in the number of poor ...

Shortage of doctors trained to treat elderly grows more stark as baby boomer ...
Washington Post 
It's a nationwide shortage and it's going to get worse as the 70 million members of the baby-boom generation — those now 46 to 65 — reach their senior years over the next few decades. The American Geriatrics Society says today there's roughly one
...

Excerpt from an article on "MARKET WATCH.com" October 29, 2011 entitled:

"An apocalyptic end to world’s biggest bubble"

by Paul B. Farrell - America’s an addict, out-of-control, doesn’t care who gets hurts

Yes folks, I am mad as hell. The America I believed in when I volunteered for the Marine Corps, went to Korea, that America has been hijacked by an irrational, dark force that’s consuming our political system. We saw this coming a few years ago reviewing Jack Bogle’s warnings in “The Battle for the Soul of Capitalism.” Buffett called that one: “There’s class warfare, all right. But it’s my class, the rich class, that’s making war, and we’re winning.”

Today that toxic mind-set is a metaphor visible everywhere, in images like Dexter’s Four Horsemen, visions of America descending into a self-created Inferno.

My America is out of control, babbling nonsense, acting like a junkie, addict, very bad alcoholic. Been there. Now decades in recovery. Also worked years professionally with hundreds from Betty Ford Center. Today everywhere I see a nation consumed by addictions: self-centered, selfish, greedy, aggressive, power hungry, lost souls with no moral compass, in denial of their suicidal mission, incapable of stopping. (read complete article )

Seniors can get preventive services at no cost thanks to Medicare changes
Hometownlife.com 
As executive director of Michigan's Area Agencies on Aging Association, I know that the costs of health insurance and prescription medications are of constant concern to our senior citizens. I also know how important it is to take care of our health as ...

First GPS-Enabled Walking Shoes Help Caregivers Track Alzheimer's Patients
Popular Science
Some Alzheimer's patients become paranoid and confused by new jewelry or clothing and remove them, according to Andrew Carle, a professor at George Mason University's College of Health and Human Services, who advised the project and discussed it with ...

GOP not always against entitlements

It's a massive health care entitlement with unfunded future costs over $7 trillion. Many conservatives are still upset at the way it was rammed through Congress. But when the Republican presidential candidates were asked last week asked if they would repeal the Medicare drug benefit, they said no way. After all, Republicans created it. Republicans want to pull the plug on the health care overhaul they call "Obamacare," but that law is arguably less a deficit driver than the Medicare drug plan they are defending.

Report: Iraq, Afghanistan Wars Cost US Nearly $4 Trillion (AND GROWING DAILY)

Voice of America - David Byrd 

Photo: AP Spc. Gavin Fruge, 22, of Crowley, La., left, watches a rebroadcast of President Barack Obama's speech on proposed troop withdrawal with fellow soldiers at Kandahar Airfield in Kandahar, Afghanistan, (file photo) A new report

The hard truth about health care: Government works
Washington Post (blog)
Instead, it's where our conversation about health-care costs never quite goes. The Republican plan, in fact, heads in the opposite direction: The GOP outsources Medicare to private insurers and gives senior citizens checks that cover less and less of ...

Democrats Call On GOP To Take Medicare Plan Off The Table

RTT News -

(RTTNews) - Senate Democrats have called on Republicans to take the House-passed Medicare plan off the table in bipartisan deficit reduction talks, claiming that the plan effectively dismantles the program.

 

 

      

 

ARE YOU FALLING INTO THE DOUGHNUT HOLE?

**15 ways to survive a fall into that dreaded abyss**

January 27, 2012 

Yes,  Part  "D" is a bizarre system, crafted by a slight-of-hand Congress,  mostly  written by the  drug  and  insurance companies.  Yes it can be overwhelming to the Senior who needs more than a minimal amount of medication each year. But do not despair. There are specific things you can do today to survive this convoluted program, and the doughnut hole at its center. Read Complete Article

Also, what you do today can slow, or prevent, a fall into the doughnut (donut) hole. See: Surviving Medicare Part "D". 

************************************************************

 MANY ELIGIBLE LOW-INCOME SENIORS NOT APPLYING FOR PART D SUBSIDY

The Centers for Medicare & Medicaid Services and the Congressional Budget Office have estimated, respectively, that about 2.6 million to over 4 million individuals who may qualify for the Medicare prescription drug low-income subsidy are not receiving it. Various barriers, such as reluctance to disclose personal financial information or lack of knowledge of the subsidy, may prevent potentially eligible Medicare beneficiaries from applying for the subsidy. To view the highlights of the report, go to: http://www.gao.gov/highlights/d08812thigh.pdf.

To see if you qualify, or to apply, go to: http://www.socialsecurity.gov/prescriptionhelp/

     Also see: Latest Health News , Latest Medicare News , Latest Social Security News 

SeniorArk FunSpot  

Updated:  01/27/2012   Also, enjoy our massive: "just for fun" , "humor", and "photo" sections

 

 

 

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The irony of life is that,  by the time  

You're  old enough to know your way  around, 
You're not going anywhere.

Thanks to LadyBethofNJ 

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redneck griddle

 

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Say "Cheese!"

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This amazing link to a man and a lioness is worth seeing.

http://videos2view.net/lioness.htm

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Ana Julia Torres kisses Jupiter, a lion who was rescued from a circus 12 years ago, on September 17, 2011, at Villa Lorena shelter, in Cali, Valle del Cauca department, Colombia. Torres, a 52 year-old teacher, founded the Villa Lorena animal shelter 17 years ago, which protects about 600 animals seized from drug traffickers, circuses, animal traffickers or abandoned by their owners. (LUIS ROBAYO/AFP/Getty Images)

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